We offer the following Group Insurance programs. For more information or to request a rate quote, please call us 814.459.3407 or contact us online.

Group Health Insurance

For all group insurance plans we offer educational seminars for all employees to answer questions and explain benefits to ensure satisfaction and a complete understanding.

• We offer a wide variety of insurance products
• We understand employers and employee needs
• We offer low deductible & high deductible plans
• Flexible spending accounts - pre-tax to save employers money
• Payroll deduction plans to help employer with cost

We work with Highmark, Health America, UPMC, etc. (Just to name a few)

Life & Disability

• Top rated carriers to choose from
• We research the market to find the best product to fit your specific needs
• Continuously researching the marketplace to ensure that our customers are getting the highest quality products offered

Dental

• We offer multiple carriers
• Large network of participating dentists
• Fully insured & self funded plans
• Many voluntary dental plans to offer
• All plans with top rated carriers
• Many options to choose from

Payroll Deduction Plans

• Employee paid voluntary deduction plans
• Added benefit at no cost to the employer
• Life and disability plans
• Many options to choose from
• Extremely flexible options to meet specific needs

Flexible Spending Accounts

Stop paying taxes with flexible spending benefits!

Flexible spending accounts are a way to pay out-of-pocket qualified medical expenses and dependent care expenses on a PRE-TAX basis!

FSAs can save you from 25% - 40% on each dollar that you spend for your share of insurance deductibles, co-pays, and items not covered by insurance and dependent care expense.

Eligible medical expenses include

• Health Premiums
• Physicians Fees
• Co-Pays
• Deductibles
• Gynecologists
• Obstetrics
• Prescription Drugs
• Birth Control Pills
• Vaccinations
• Acupuncture
• Sterilization
• Insulin
• Orthodontics
• Eyeglasses & Contacts
• Contact Solution
• X-Ray Treatments
• Hospital Services
• Psychiatrists
• Psychotherapists
• Psychologists
• Anesthesiologists
• Dermatologists
• Physical Therapy
• Hearing Aids
• Treatment for Alcoholism
• Treatment for Drug Dependency
• Surgical or Diagnostic Services
• Chiropractors & Osteopaths
• Nursing Services
• Seeing Eye Dogs
• Devices for Handicapped
• Crutches
• Ambulance Services
• Oxygen
• Oxygen Equipment
• Wheel Chairs
• Artificial Teeth

This is only a few of the expenses that are covered with an FSA