We offer the following Individual Insurance programs. For more information or to request a rate quote, please call us 814.459.3407 or contact us online.

Individual Heath

We offer a wide variety of insurance to customize your individual needs.

• Low deductible plans
• High deductible plans with health savings account option & lower monthly premiums
• Short term/temporary health insurance
• Guaranteed issued insurance
• We work with Highmark, Health America, John Alden, Horizons, etc..

Short Term Medical - For people who are:

• Between jobs or laid off
• Looking for a lower cost alternative to COBRA
• Recent college graduates
• Waiting for employer-sponsored coverage
• Temporary or seasonal employment
• Coverage for unexpected illnesses and accidents

Individual health coverage can be obtained as early as the next day. You design the plan that best meets your needs and budget.

Health Savings Account

A Health Savings Account combines a qualified High Deductible Health Plan with a Health Savings Account.

A HSA is tax-exempt account in which you accumulate savings to pay for minor and routine medical expenses that make up your deductible or are not covered by your plan. An HSA allows you to enjoy unique tax benefits and affordable health premiums without risking your protection. HSAs offer a way to set aside funds to pay for medical expenses for today and tomorrow.

The HSA Advantage:

• A HSA provides the most flexible and long-term investment opportunities to consumers
• HSAs roll over from year to year

Individual Life & Disability

• We utilize the top carriers in the industryWe research the market to provide our customers with the finest products to fit their individual needs
• We offer whole life insurance, term insurance, single pay plans, second to die plans and many more options

Medicare Supplements

• Medicare supplement plans can help protect you against the gaps in your Medicare coverage
• We offer most Medicare products to fit your individual needs
• We have supplemental plans / all Rx programs
• Our Medicare supplement department specializes in these areas, providing education, assistance with social security, follow up and any claim issues that you may have

401 (k) Plans / Annuities

We offer 401 (k) plans through many of the top providers

Our services are from start to finish with capabilities to provide any plan designs you may request

Annuities: We offer many top rated carriers to choose from - qualified plans, non qualified immediate options and flexible premium plans offered.